Personal Checking

Direct Checking

Enjoy the convenience of receiving your paycheck or Social Security checks via direct deposit.

Minimum deposit to open – $100 and no monthly minimum balance required.

No annual fee Visa Check Card and unlimited check writing.

No monthly maintenance fee as long as you have at least one monthly direct deposit to your account.

Bank reimburses up to 8 ATM withdrawal fees per month from any ATM worldwide.

Secure 50 Checking

Available for anyone age 50 and above.

Minimum deposit to open – $100 and $500 minimum daily balance required to avoid $6 monthly maintenance fee.

Unlimited check writing and no annual fee Visa Check card.

Bank reimburses up to $40 in ATM withdrawal fees per month from any ATM worldwide.

Personal Interest Checking

An interest-earning account for individuals that allows easy access to your money.

Minimum deposit to open – $100 and $750 minimum daily balance required to avoid $8 monthly fee.

Unlimited check writing and no annual fee Visa Check card.

Bank reimburses up to $40 in ATM withdrawal fees per month from any ATM worldwide.

Student Checking

Available for full-time students 24 years and younger. For students who are younger than 18, signature of Parent, Grandparent or Legal Guardian will be required.

$100 minimum balance to open and no minimum balance requirement or monthly maintenance fee.

No annual fee Visa Check card and no charge for first order of standard checks. 

Bank reimburses up to 8 ATM withdrawal fees per month from any ATM worldwide.

HERO Checking

A special account exclusively for teachers, first responders, military and medical professionals. No fee with e-statements.

Minimum deposit to open – $100. No minimum balance required to earn interest and no monthly maintenance fee.

Unlimited check writing and no fee for first order of standard basic wallet style checks.

Bank reimburses up to 8 ATM withdrawal fees per month from any ATM worldwide.

All Accounts come with mailed image statements, online banking and electronic statements,
and unlimited 24 hour phone access. 1-888-274-0064.

 For a Lost or Stolen Debit Card please contact your local branch during normal business hours.

For after hours, please call 1-888-297-3416 or you may maintain yourself through Internet Banking or Mobile.
Via Internet Banking, after logging in, navigate to “Options” and then “Debit Cards.” Check the “Lost/Stolen” box next to the appropriate card and then click “Submit.”
Via Mobile, after logging in, navigate to “Preferences” and then “Manage Cards.” Highlight the appropriate card and then click “Report Lost or Stolen.”

Once You’ve Opened Your New ACB Account, Click Here to Access Our Fillable Switch Kit, to Help You Finish Your Move to American Commerce Bank.