Rates

Personal Savings & Money Market Accounts

Product Annual Percentage Yield** ***  Minimum Balance to Open
Personal Savings 0.20% $100
Young Savers 0.25% $0
Personal Money Market <$25K 0.20% $1,000
Personal Money Market $25K-$99,999.99 0.25%
Personal Money Market $100K-$249,999.99 0.28%
Personal Money Market $250K and up 0.31%

Personal Interest Bearing Checking Accounts

Product Annual Percentage Yield** *** Minimum Balance to Open
Interest Checking 0.10% $100
Secure 50 Checking 0.10% $100

Certificate of Deposit and IRA Accounts*** **** *****

Product/Term Annual Percentage Yield Minimum Balance to Obtain
Annual Percentage Yield*
3 Month CD (No IRA Available) 0.22% $500
6 Month CD (No IRA Available) 0.25% $500
9 Month CD (No IRA Available) 0.30% $500
12 Month CD/IRA 0.40% $500
18 Month CD/IRA 0.50% $500
24 Month CD/IRA 0.55% $500
30 Month CD/IRA 0.55% $500
36 Month CD/IRA 0.58% $500
42 Month CD/IRA 0.62% $500
48 Month CD/IRA 0.65% $500
60 Month CD/IRA 0.68% $500

*Daily balance. The amount of the principal in the account each day.
**The annual percentage yield may change after account opening.
***Fees may reduce earnings.
****A penalty may be imposed for early withdrawal.
*****Minimum balance to open all CDs is $500

APY current as of March 15, 2021